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product
Atal Pension Yojana Back-Office Software

Winsoft Smart APY is a solution equipped for handling the entire Back Office and Branch Office activities of APY. APY is a guaranteed pension scheme and is administered by the Pension Fund Regulatory and Development Authority (PFRDA).

Maintenance of User/Profile/Branch/Menu Masters, Maintenance of APY Scheme related Parameters, Maintenance of Contribution Premium matrix basis the final pension amount, Pullout Reports, Day End Export to NSDL for Subscriber Registration Data & Subscriber Contribution Data

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Smart NPS

NPS System aims towards capturing & Processing the Customers NPS Request for Subscriber registration, Subsequent contribution & Standing Instruction registration for both organized and unorganised sector. The system supports online module of subscriber registration.

The new system aims towards capturing & processing the customer’s NPS request for Subscriber registration, Subsequent contribution & Standing Instruction registration for both Organized and Un-organized sector. It shall improve operational efficiency to a great extent and helps in bringing in more business Smart NPS can be integrated on Net also.

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Smart CPS

Winsoft SmartCPS is a Multi-Location Cheque Printing solution for printing of cheques along with the counterfoil for the corporate from banks’ branches and corporate branches. All the data will be maintained at the central location in the database server. Winsoft SmartCPS has already been implemented by 2 major private banks in India.

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Depository Participants Solutions

A Comprehensive set of applications for NSDL & CDSL Depository Participants.

  • DeMATrix: Full-featured Back office suite
  • DpDlite: Value for money back-office product for small DPs
  • Dp on Net: 24x7 web-based access to clients to their DP account information

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Smart Calc

An integrated distribution solution for Income Calculation and Processing

An Income calculator, SmartCal is an integrated solution designed to handle the complete income computation for a Distribution House across the array of products handled by them. Currently the system handles Mutual Funds, Insurance, IPO, Bonds, Structured Products and PMS Advisory Income. Any other distribution product can also be added based on requirements.

An Integrated Revenue Calculation system for multiple Financial Products - Mutual Funds, IPO, Insurance, Bonds Structured Products, PMS Advisory Income

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Smart Mutual

Winsoft SmartMutual is an end-to-end Mutual Fund Distribution solution. It has Back-office, Branch Access and Customer access over the Internet, and Sub-Broker Passout. This simple to use system enables you reconcile your data to identify revenue leakages. At the same time, we have the best-in-class Brokerage Calculation Module to maximize your gain and plug the losses.

Winsoft’s Smart Mutual is an end-to-end back office distribution software. It helps you simplify, standardize, automate and accelerate your brokerage calculation process making you less dependent on the RTA Data through its seamless back office operations. The user-friendly front office is equipped to enable the branches capture and provide accurate customer data and hence improves sales capability and adds to the productivity.

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Smart Insurance

Winsoft’s Smart Insurance is an end-end Life and Non-life insurance distribution software. The automated and browser based software offers a full-fledged back office processing ability right from the deal slip creation. It is flexible to accommodate requirements of multiple Parent Insurance companies and also customizable to incorporate unique process flows of a distributor

Aimed at automating the workflow & integrations of the bancassurance business, Winsoft SmartInsurance is an end-to-end Life & General insurance distribution software specifically structured for banks

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Digital Signature Based Products & Customized Solutions
  • A Digital File Signing and Encryption Utility
  • A Digital file signing and encryption utility, it works towards making business communication more secure. Leading banks use the same for making their critical business data exchange confidential and safe.
  • Winsoft SmartSigner is a completely automated software solution to provide a facility to enterprises to send and receive files and documents using e-mail but in a legally secured manner.
  • Although email communication is not fully secure by nature, Winsoft SmartSigner provides the dual protection of data encryption (to protect the data) and digital signatures (to legally secure the data).

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Smart Aadhaar

The AADHAAR Enrolment Client application captures the demographic and biometric data of the residents. After Aadhaar generation, resident records (who have opted for opening NEW accounts or who have opted for linking their accounts to their Aadhaar) will be sent to the respective banks in XML format. This xml will be encrypted with a 2048 bit public key. Banks on receipt of this data in encrypted form are supposed to open new bank accounts or link Aadhaar no to the bank account specified by the customer, post carrying out the relevant checks.

The AADHAAR Enrolment Client application captures the demographic and biometric data of the residents. After Aadhaar generation, resident records (who have opted for opening NEW accounts or who have opted for linking their accounts to their Aadhaar) will be sent to the respective banks in XML format. This xml will be encrypted with a 2048 bit public key. Banks on receipt of this data in encrypted form are supposed to open new bank accounts or link Aadhaar no to the bank account specified by the customer, post carrying out the relevant checks.

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Smart Transact

A GPRS based mobile banking solution

A state-of-the-art solution, Smart Transact is platform for Mobile Transactions over GPRS. Currently offered services over this platform are Mobile banking and Mutual Fund Trading. User friendly application it is a great option to reach the masses. Completely safe and secure, it is the next big thing in this competitive business.

Smart Transact works using GPRS and the JAVA mobile platform. It supports practically all popular hand-set models available in the market today.

Some exciting application of Winsoft's Smart Transact Platform...

  • Full-fledged retail banking over the mobile phone, already implemented by one of india's leading private banks.
  • Bill payment and 3rd party money transfers (using Obopay)

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Product Customization Workflow System

CBA (Cost Benefit Analysis).

Most of the offerings by banks to large corporate customers are built around current accounts (CA). Typically, a bank endeavors to offer customized services for these Current Account (CA) products at different levels i.e Branch level, Circle level and at the Corporate Office (CO) with an authorization (maker/checker) mechanism for Approval/Rejection/Recommendation actions initiated at different levels. At the CO level, there is also a need to have a ‘cost-benefit analysis (CBA)’ done for each such product customization projected over a certain duration, to understand its impact on the bank’s topline & bottomline. Finally, transmission of such product customizations to the bank’s core-banking system should be relatively seamless. Winsoft’s Bank Product customisation Workflow System is an enterprise-wide software solution that encompasses this entire process.

Cash Disbursement Portal

Banks tie up with various money transfer agents, for disbursing remittances, received from foreign countries, to the beneficiaries through their wide network of branches. It becomes responsibility of bank to disburse the money to right beneficiary hence there are various mandatory activities like Customer Profiling, KYC updation etc.. based on the rules laid by the regulatory authority, to help curb financial mal practices like money laundering etc.. Our Cash disbursement portal, automates the process, right from Capturing the beneficiary data, pulling transactions from agents, fund transfer, receipt generation. It also provides efficient single window for all reports.

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Cash & Cheque Logistics Management

Many banks today provide a cash & cheque pick-up service to the corporate customers. The logistical service of actual physical pick-up is usually outsourced to specialized service providers (vendors.) The bank charges a fee to its corporate customer for this service, and in turn gets billed by its logistics vendor for services rendered. There is a need to automate the entire process of pickup tracking, customer and vendor fee management, as well as billing and reconciliation for both the vendor and the customer. Winsoft’s Cash & Cheque Logistics Management System for Banks is a software solution to automate this entire process.

Master :

  • Agency Master
  • Customer Master
  • Pickup Master
  • Charge Master
  • Charge Master
  • Maker Checker
  • Reconciliation
  • MIS
  • Upload

Process Flow :

  • User Management and Authorization
  • Master Maintenance
  • E-Mail Generation
  • Daily Missed Pickup Analysis
  • Daily Matching of Agency MIS
  • Bill Generation and Reconciliation

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Smart CIMS
  • Client Information Management System (CIMS) has been developed to allow Brokerage Houses/ Banks to open client account as per different Indian regulations and maintain common repository of all master data related to client. CIMS is a web based application to centrally and extensively manage your client account processing & maintenance till account is opened.
  • The pain that the organizations are experiencing around the globe are consistent reporting, regulatory compliance, strong interest in Service-Oriented Architecture (SOA), and Software as a Service (SaaS) has prompted a great deal of interest in Master Data Management (MDM).
  • Web based interface for hassle free usage, deployment across different locations.
  • Also enable to use from internet to open accounts.

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Depository Participants Solutions

A Comprehensive set of applications for NSDL & CDSL Depository Participants.

  • DeMATrix: Full-featured Backoffice suite
  • DpDlite: Value for money back-office product for small DPs
  • Dp on Net: 24x7 web-based access to clients to their DP account information
  • DP Data APIs: opens DeMATrix platform for connectivity from 3rd party applications
  • DP e-Broking interface: Interface to real-time updation of DP balances from broker's trading system
  • LAS: Loan against shares module to offer leveraging of clients' market holdings
  • Digisign: Batch process large volume of instructions safely & securely

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Smart Calc

An integrated distribution solution for Income Calculation and Processing

An Income calculator, SmartCal is an integrated solution designed to handle the complete income computation for a Distribution House across the array of products handled by them. Currently the system handles Mutual Funds, Insurance, IPO, Bonds, Structured Products and PMS Advisory Income. Any other distribution product can also be added based on requirements.

An Integrated Revenue Calculation system for multiple Financial Products - Mutual Funds, IPO, Insurance, Bonds Structured Products, PMS Advisory Income

Read More...

Smart Mutual

Winsoft SmartMutual is an end-to-end Mutual Fund Distribution solution. It has Back-office, Branch Access and Customer access over the Internet, and Sub-Broker Passout. This simple to use system enables you reconcile your data to identify revenue leakages. At the same time, we have the best-in-class Brokerage Calculation Module to maximize your gain and plug the losses.

Winsoft’s Smart Mutual is an end-to-end back office software for MF distribution It helps you simplify, standardize, automate and accelerate your brokerage calculation process making you less dependent on the RTA Data through its seamless back office operations. The user-friendly front office is equipped to enable the branches capture and provide accurate customer data and hence improves sales capability and adds to the productivity

Read More...

Smart Insurance

Winsoft’s Smart Insurance is an end-end Life and Non-life insurance distribution software. The automated and browser based software offers a full-fledged back office processing ability right from the deal slip creation. It is flexible to accommodate requirements of multiple Parent Insurance companies and also customizable to incorporate unique process flows of a distributor

Aimed at automating the workflow & integrations of the bancassurance business, Winsoft SmartInsurance is an end-to-end Life & General insurance distribution software specifically structured for banks

Read More...

Investor Portals with transaction capability
  • New functions, features and tools for tight integration with the Registrar data feeds.
  • Online Transactions for new and existing users.
  • Easy integration using web services with 3rd party or legacy applications and channels.

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Distributor Portal
  • A Single & Strong out-of-the-box Internet-based Trading & Service portal solution.

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Broker Registration System with Workflow
  • It is a web-based application system that is designed to register/create new broker from the branches.
  • The respective regional head of branch will approve these brokers.
  • After approval user can view different types of reports.
SIP, STP, Goal based Calculators
  • Systematic Transfer Plan (STP) Calculator allows the customer to make a lump sum investment in a money-market or a debt oriented Mutual Fund Scheme (Source Scheme) and subsequently transfer partial amounts to any equity oriented Mutual Fund Scheme (Destination Scheme) at regular intervals.
  • Systematic Investment Plan Calculator is a utility, which will show the performance of scheme over period for systematic investments done.

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E-CRM for Sales
Benefits
  • Web based application.
  • MIS of Activities:Reporting manager can see all team members’ activities
  • Manage Team activities / Re-Assign activities
  • Auto Mail Generation
  • Reporting tools related to schedules and prospect master.

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AMFI Knowledge Evaluator
  • The tool is used to launch AMFI Question Bank on the website which will enable the user to give a sample test to prepare himself for the AMFI Examination.
  • This system will be useful for the Mutual Fund Advisor as an initial preparation for the actual AMFI Exam.
Assessment Engine
  • This tool seeks to automate the Assessment test from the usual paper pencil test with manual score calculations.
  • Winsoft has developed an online test conducting application which also calculates the scores based on the defined logic.
  • A broker can login and there are several self assessment tests available.
  • He can choose which test he wants to take and will get his performance scores on completion of the test.
  • Based on the same he can opt for the required training.
Dematrix

A Depository Participants (DP) Back office solution

Available in several versions, it is a simple and easy to use solution. One can choose the CDSL and NSDL integrated version or simply opt for the individual CDSL or NDSL version. Also available in the light version, this functionally rich solutions caters to the complete DP requirements. The product is web enabled to ensure access to the branches.

  • Integrated web based DP back-office for NSDL & CDSL
  • Data Handling (works on 200 GB data)
  • Handles more than 1 Lac transactions per day
  • Digitally Secured bulk instruction import
  • In tune with latest circulars by NSDL, CDSL, SEBI
  • Up to date compliance with CDSL CDAS and NSDL DPM
  • Implemented at customers with high-volume, large number of users

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DpDlite

"DPDlite offers rich functionality to smaller depository participants of NSDL or CDSL for their BackOffice operations. It’s based on latest .NET technology and offers the best value for money"

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DP On Net

DeMATrix DP on Net Module is for integration with Online Trading portal of Client, So that the end customer can access and view the DP account details through same login as that of Trading portal. Trading Code is the link between DP client id and Trading User, i.e. trading portal will pass the Trading code information and DeMATrix will allow viewing details of client linked to that trading account.

  • Enables the DP to provide 24x7 DP account access to a client using a secure, fast and easy web browser based user interface.

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DP Data APIs

API’s are used to integrate with 3rd party applications & customer service products, Winsoft provides open data APIs to its DeMATrix platform, and can be used by CRM applications, call-center systems and web-sites to seamlessly retrieve information & utilize it..

  • To integrate with 3rd party applications & customer service products, Winsoft provides open data APIs to its DeMATrix platform, and can be used by CRM applications, call-center systems and web-sites to seamlessly retrieve information & utilize it.

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DP e-broking interface

Specifically designed for Stock broking enterprises, our DeMATrix e-broking interface provides for management of DP balances in real-time from the broker's trading software.

  • Specifically designed for Stock broking enterprises, our DeMATrix e-broking interface provides for management of DP balances in real-time from the broker's trading software.

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Loan Against Shares

LAS is a Module in Dematrix Software which provides the information about applicable loan amount against demat shares in client accounts. Following are the various options available in this module.

  • Marking of loan Allowed ISINs and percentage of loan allowed
  • Option to Calculate and View applicable loan amount for client(s)
  • Option to inform the applicable to loan amount clients through bill cum transaction statement.
  • SMS alerts to inform applicable loan amounts to clients
  • Report on Loan Request received from DP on Net.

As banks and brokers offer newer products to their customers, Loan-Against-Shares helps clients leverage their market holdings, and our LAS module offers complete loan account management

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DigiSign

Digisign is a system which helps in the electronic documentation and automation of documental workflow, including authorization and validation phases.

  • To enable processing of large volume of instructions, Winsoft's Digisign module provides unmatched convenience, speed and value to Depository Participants, by using digital signature technology to sign and encrypt them.

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