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Most of the offerings by banks to large corporate customers are built around current accounts (CA). typically, a bank endeavors to offer customized services for these current account (CA) products at different levels i.e branch level, circle level and at the corporate office (CO) with an authorization (maker/checker) mechanism for approval/rejection/recommendation actions initiated at different levels. At the CO level, there is also a need to have a ‘cost-benefit analysis (CBA)’ done for each such product customization projected over a certain duration, to understand its impact on the bank’s topline & bottomline. finally, transmission of such product customizations to the bank’s core-banking system should be relatively seamless. Winsoft’s Smart PCP is an enterprise-wide software solution that encompasses this entire process.